At 40, a single woman's online dating Luck ?

How being divorced and a quadragaenarian is no barrier in the modern dating app world.

Have you ever been referred to as pulchritudinous? Well, I did, and it was on a dating app. And before you think it's a disease, let me clarify that it simply means beautiful. I can imagine a 20-something boy with that loft of hair on his head googling synonyms for "beautiful" or "pretty" in order to appear more mature to a woman much older than him.

Because that's me, dear readers: a single, divorced woman in her forties navigating the world of dating apps — okay, just one app, but you get the idea. I don't believe I can handle more than one at this time.

It all started with great reluctance. "I don't know if I am ready to date anyone yet" or "I am too old-fashioned for dating apps. "If I meet someone organically, that's another story," I'd tell friends who tried to persuade me to join one.

Of course, I'm not so "traditional" that I believe you can't date in your 40s or even much later. Many of my friends have found love later in life, and some have even settled down to enjoy marital bliss. But what about dating apps? That's a whole different ballgame.

Or so it appeared. It only took a long conversation on a lazy Saturday afternoon with a wiser and more experienced friend who told me to stop being so judgmental for me to download one of the apps she recommended. "If you don't like what you're seeing, you can always delete the app," she advised.

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Downloading the app and creating my profile was not as difficult as I had anticipated. There are several prompts that allow you to select the information about yourself that you want to share. It helps to hear the other person's voice, as I discovered later, and so there are voice prompts as well as videos you may want to share. For the time being, I was content with the standard text information.

For the main image, I chose one with a visible streak of grey in my hair — it's something I've never shied away from, so why should I now? I shared some nuggets of information on my profile, along with a couple of images, to give a better insight into my personality, ranging from my favourite travel memory to what a typical Sunday looks like for me.

I would never judge someone for dating someone their own age or younger. To each his or her own, I believe. The age filters assist you in narrowing it down to the age bracket you're interested in. But, based on the few interactions I've had in the last few days, age appears to have little to do with maturity. From being asked about my likes and dislikes in bed by someone in his late 40s — on the first day of chatting, mind you — to being told by another quadragenarian that I am a "triple threat" because of my "chubby cheeks, alluring smile, and beautiful eyes" — some of the comments have left me laughing and facepalming at the same time. I'd be lying if I didn't admit that some of the comments made me blush. If I ever need an ego boost, I know exactly where to look — that's all I'm saying!

On the other hand, there are some insightful conversations with men who are thinking about more than just sex. There are things you bond over just like you would if you met someone new in a club or a coffee shop in real life: theatre, food, books, travel, movies, music.

You are not required to enter into a romantic relationship with any of them, but it is comforting to know that there are so many others out there who are looking to connect with you. Men who are divorced, single, single parents or co-parenting, and even some married men — I don't want to compare men to fish, but you get the idea.

And guess what, and now comes the exciting part. Dating as a single woman in her forties can also be an adventure. Forget about what you want; you know exactly what you don't want. The red flags can be seen from a mile away!

Staying alone and single also implies that you've discovered your mojo in your daily routine. Do I really want to stay up all night chatting with someone when I could just lie in bed with a glass of wine and watch Netflix? Not yet, and until I do — and it's perfectly fine if I don't — it's just nice to enjoy the process. As my wise friend pointed out, there's something special about finding new hope in your middle age.

These 15 smallcap gems are favourites of mutual funds Up to 250% return!

The last one year was not so good for smallcap stocks. While the Nifty 50-TRI and the Nifty Midcap 150-TRI gained 9 percent and 13 percent respectively for the one year ended February 24, 2023, the Nifty Smallcap 100-TRI delivered almost flat returns. However, beaten down smallcap companies that have higher growth potential attracted more smart investors’ money that resulted in these stocks delivering triple digit return over the last one year. Here are the smallcap stocks held by mutual funds that delivered upto 252 percent over the last one year. Performance data mentioned is as of February 22, 2023. Portfolio data is as of January 31, 2023. Source: ACEMF.

• Apar Industries

One year return (As of February 22, 2023): 252 percent
No. of active schemes that hold the stock: 15
Sample of active schemes that hold the stock: HSBC Small Cap, LIC MF Flexi Cap and HDFC Multi Cap

• Mazagon Dock Shipbuilders

One year return: 183 percent
No. of active schemes that hold the stock: 3
Active schemes that hold the stock: SBI PSU, Aditya Birla SL PSU Equity and Shriram Flexi Cap

• Elecon Engineering Company

One year return: 175 percent
No. of active schemes that hold the stock: 3
Active schemes that hold the stock: LIC MF Flexi Cap, LIC MF Children's Gift and HDFC Multi Cap

• Apollo Micro Systems

One year return: 158 percent
No. of active schemes that hold the stock: 1
Active scheme that hold the stock: Quant Small Cap

• Rama Steel Tubes

One year return: 148 percent
No. of active schemes that hold the stock: 1
Active scheme that hold the stock: Quant Value

• Kirloskar Oil Engines

One year return: 129 percent
No. of active schemes that hold the stock: 25
Sample of active schemes that hold the stock: Franklin India Opportunities, Mahindra Manulife Multi Cap Badhat Yojana and IDBI Small Cap

• Power Mech Projects

One year return: 128 percent
No. of active schemes that hold the stock: 3
Active schemes that hold the stock: HSBC Business Cycles, HDFC Small Cap and HSBC Infrastructure

• Safari Industries (India)

One year return: 127 percent
No. of active schemes that hold the stock: 12
Sample of active schemes that hold the stock: Sundaram Consumption, Union Small Cap and DSP Small Cap

• Ujjivan Financial Services

One year return: 126 percent
No. of active schemes that hold the stock: 2
Active schemes that hold the stock: Sundaram Fin Serv Opp and Sundaram Small Cap

• Chennai Petroleum Corporation

One year return: 122 percent
No. of active schemes that hold the stock: 2
Active schemes that hold the stock: Quant Quantamental and ICICI Pru Infrastructure

• The Karnataka Bank

One year return: 120 percent
No. of active schemes that hold the stock: 5
Sample of active schemes that hold the stock: ITI Large Cap, ITI Banking & Financial Services and ITI Small Cap

• Sterling Tools

One year return: 117 percent
No. of active schemes that hold the stock: 1
Active scheme that hold the stock: HSBC Small Cap

• Titagarh Wagons

One year return: 115 percent
No. of active schemes that hold the stock: 4
Sample of active schemes that hold the stock: HDFC Large and Mid Cap, HDFC Infrastructure and HDFC Balanced Advantage

• Varun Beverages

One year return: 106 percent
No. of active schemes that hold the stock: 55
Sample of active schemes that held the stock: Tata Large & Mid Cap, Invesco India Focused 20 Equity and UTI Multi Asset

• Kirloskar Ferrous Industries

One year return: 106 percent
No. of active schemes that hold the stock: 6
Sample of active schemes that hold the stock: IDFC Infrastructure, Mahindra Manulife Small Cap and LIC MF Infra

What are 5 tips for maintaining a healthy work-life balance?

 

Maintaining a healthy work-life balance is essential for your overall well-being. Here are five tips that can help you achieve this balance:

• Set boundaries: Set clear boundaries between work and personal time. Decide on a specific time to start and end work each day and stick to it. Avoid checking emails or taking work-related calls during your off-hours. Also, learn to say no to extra work commitments that might interfere with your personal time.

• Prioritize your tasks: Prioritize your tasks at work and home. Focus on the most important tasks first and delegate or eliminate tasks that are not urgent or important. This will help you to manage your time effectively and reduce stress.

• Take breaks: Taking regular breaks throughout the day can help you stay focused and energized. Use your breaks to stretch, go for a walk, or do something enjoyable. Taking breaks can also help to prevent burnout and increase productivity.

• Stay healthy: Maintaining good health is crucial for achieving a healthy work-life balance. Make sure to eat a healthy diet, exercise regularly, and get enough sleep each night. Also, try to avoid habits like smoking and excessive drinking that can harm your health.

• Spend quality time with family and friends: Make time for the people in your life who matter most to you. Set aside time each week to spend with your family and friends. You can also use your personal time to pursue hobbies and interests that you enjoy. This will help you to stay connected and engaged outside of work.

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Everyone has made money by reading, Top 10 Books in stock market?

 

I'm here today to talk to you about the importance of investing in the stock market and thinking about investing early. One of the best ways to stay informed and smart with your investments, is to invest in a great stock market book.

Here are ten books about the stock market that are widely considered to be influential and informative:

1. "The Intelligent Investor" by Benjamin Graham - This classic book is often cited as the best book on investing ever written, providing timeless advice on how to be a successful investor.
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Mr. Neal Mohan: What do you know about YouTube's new CEO?

 

1.     In May 2022, Neal Mohan was named CEO of YouTube, succeeding Susan Wojcicki, who had held the position for nearly a decade. What you should know about him is as follows:

2.     Mohan is a seasoned technology executive who previously worked for Google for over a decade. He joined YouTube in 2008 and has held various leadership positions, including Vice President of Product and Engineering.

3.     During his time at Google, Mohan was instrumental in the creation of a number of successful products, including Google AdSense, DoubleClick, and Google Analytics.

4.     Mohan is well-known for his expertise in digital advertising, and he is credited with helping Google's ad business become one of the most successful in the world.

5.     Mohan is also well-known for his dedication to diversity and inclusion in the technology industry. He has been a vocal advocate for increasing the representation of women and people of colour in leadership positions, and he has led several diversity initiatives at Google.

6.     As YouTube's new CEO, Mohan will be in charge of the platform's strategic direction as well as day-to-day operations. He will also be responsible for expanding YouTube's user base and revenue while addressing some of the platform's ongoing issues, such as content moderation and creator monetization.

Overall, Mohan's extensive experience in technology and digital advertising, as well as his dedication to diversity and inclusion, make him an excellent candidate to lead YouTube into the future.

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What are some common terms in the stock market?

 

Here are some common stock market terms you may occur:

1.  Stock: A type of security that represents a company's ownership.
2. Share: A unit of ownership in a company.
3. Market Capitalization: The total worth of a company’s outstanding stock shares.
4. Index: A group of stocks' performance, such as the S&P 500 or the Dow Jones Industrial Average.
5. Bull market: A market in which stock prices rise and investors are optimistic.
6. Bear market: A market in which stock prices fall and investors are pessimistic.
7. Volatility: The degree to which the price of a stock or other security varies over time.
8. Dividend: A percentage of a company’s profit distributed to its shareholders.
9. P/E ratio: The price to earning ratio compares the stock price of a company to its earnings per share.
10. Penny stocks: Stocks of small companies with low market capitalization that are frequently traded at a low price per share.
11. Day trading: The practise of buying and selling stocks on the same day, usually to capitalise on minor price fluctuations.
12. Broker: A person or company who purchases and sells stocks on behalf of investors.
13. Margin: The amount of money borrowed from a broker by an investor to purchase stocks.
14. Portfolio: An individual's or organization's collection of stocks, bonds, and other investments.
15. Asset allocation: The process of allocating a portfolio's assets, such as stocks, bonds, and cash, in order to achieve a specific investment goal.
16. Stop-loss order: A trading strategy that sells a stock automatically if its price falls below a certain level.
17. Yield: An investment's income expressed as a percentage of its price.
18. Capital gain: The profit made from selling an investment for a higher price than it was decided to buy for.
19. Equity: The difference between the value of a company's assets and its liabilities, or the value of an investor's ownership in a company.
20. Growth stocks: Stocks of companies that are expected to grow faster than the market as a whole.
21. Value stocks: Stocks of companies that are undervalued according to financial metrics.
22. Exchange-Traded Fund (ETF): An investment fund that, like stocks, trades on stock exchanges and holds assets such as stocks, bonds, or commodities.
23. Mutual Fund: An investment fund that pools money from multiple investors to invest in stocks, bonds, and other assets.
24. Market Order: A type of trade order that instructs a broker to buy or sell a stock at the current market price.
25. Limit Order: A type of trade order that instructs the buyer or seller to buy or sell a stock at a specific price or better.
26. Volatility Index (VIX): A measure of the market's volatility expectation based on options trading.
27. Market Correction: A 10% drop in the market from a recent high.
28. Stock Split: A corporate action that raises the number of outstanding shares while decreasing the price per share proportionally.
29. Earnings per share: (EPS) is the net income of a company divided by the number of outstanding shares.
30. Beta: A measure of a stock's volatility in comparison to the market as a whole.
31. Dividend Yield: A measure of dividend income as a percentage of stock price.
32. 52-Week High/Low: The highest and lowest price at which a stock has traded in the previous 52 weeks.
33. Blue Sky Law: State securities regulations that protect investors from fraud.
34. After-Hours Trading: Trading that occurs after regular stock market hour.
35. Blue chip stocks: Stocks of large, well-established corporations with a history of stability and growth.
36. An initial public offering: (IPO) is when a private company goes public by selling stock to the general public.

1. Bid: The highest amount of money a buyer is willing to pay for a stock.

2. Ask: The lowest price that a seller will accept for a stock. 

Before investing in the stock market, it's critical to understand these terms and their meanings.

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How to make money with top 10 freelancing & surveys application.

 

How to make money with top 10 freelancing & surveys application.

Online survey apps come in a wide variety, each with an own set of features and functionalities. Here are a few well-liked choices to think about:

1. One of the most well-liked online survey tools is SurveyMonkey, which offers a variety of designs and question formats. Additionally, it has sophisticated capabilities like tools for data analysis and reporting.
2. Google Forms: For data analysis, Google Forms interfaces with other Google tools like Google Sheets. It is a straightforward and user-friendly survey programme. If you're searching for a straightforward survey software that is free to use, this is a fantastic option.
3. Typeform is a survey tool renowned for its visually attractive and engaging surveys. It's a fantastic option if you want to design captivating surveys that draw in your readers.
4. Qualtrics: Qualtrics is a survey tool with sophisticated features for survey design, data analysis, and reporting. It is intended for enterprise-level use. It's a good option if you need reliable analytics or are doing extensive surveys.
5. SurveyGizmo: Everything this survey programme provides a wealth of capabilities, such as sophisticated reporting and data analysis tools. Integrations with additional tools like Hubspot and Salesforce are also provided.

These are just a few of the numerous online survey tools that are accessible. Consider things like your budget, the features you require, and the size and scope of your survey project when selecting an app.

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Freelancing App:

You may manage your freelance business and find work using one of the many existing apps. Here are a few well-liked choices:

1. Upwork: One of the biggest sites for freelancing, Upwork offers a variety of job opportunities across many industries. Upwork lets you make a profile, post job bids, and use tools like time tracking and payment processing.
2. Fiverr: Fiverr is a well-known marketplace for independent contractors in the arts, including graphic design, writing, and video creation. Fiverr lets you set up a profile and start selling services for $5. It also provides tools for order management and customer communication.
3. Freelancer: Freelancer is a sizable freelancing website that provides employment possibilities in a range of industries. With the platform's capabilities, you may set up a profile, submit bids for jobs, and oversee projects.
4. Toptal: Toptal is a marketplace for independent contractors working in technical disciplines including software development and design. Toptal offers job opportunities with prestigious clients and assesses freelancers for quality, but becoming a freelancer can be more challenging.
5. Guru: Guru is a platform for independent contractors in many different industries, such as web development, writing, and design. Guru provides facilities for project management and client communication in addition to the ability to create a profile and submit bids for assignments.

While selecting a freelancing app, take into account elements like the kinds of job possibilities given, the costs and commissions levied by the platform, and the tools provided for project management and customer communication. To choose the ideal app for your requirements, you might also want to browse reviews and seek advice from other independent contractors.

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